By Aaron KleinChairman Himes, Ranking Member Steil, members of the Committee, thank you for inviting me to participate at this...
By M. Ayhan Kose, Peter Nagle, Franziska Ohnsorge, Naotaka SugawaraStarting in 2010, a new wave of debt accumulation—the “fourth wave”...
By Cecilia Värendh MånssonIn an attempt to deepen financial inclusion, microfinance organizations are introducing digital solutions to serve low-income households...
By Aaron KleinChina has been at the forefront of a technological revolution in payments in both its private and public...
By Michael Akinwumi, John Merrill, Lisa Rice, Kareem Saleh, Maureen YapAlgorithms, including artificial intelligence and machine learning models (AI/ML), increasingly...
By Jonathan Rothwell, Andre M. PerryIn September, Freddie Mac released a groundbreaking analysis of the U.S. home appraisal industry. Consistent...
Your credit score plays a major role in your life, impacting your ability to rent an apartment, buy a house,...
By Nicholas Davis, Landry Signé, Mark EspositoAbstract Emerging technologies are shifting market power and introducing a range of risks that...
By John Villasenor Twitter, and social media in general, often get a bad rap. Social media is criticized, and rightly...
By Emily Weinstein A model of China’s J-20 stealth fighter is seen at an exhibition on China’s achievements marking the...
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